Engineers Consultants
ENVIRONMENTAL CONSULTANTS ERRORS AND OMISSIONS: Covers professional liability and errors and omissions arising from engineering and technical services, including those associated with asbestos and other pollution problems. A principal risk involved is advising that a given area meets EPA standards when EPA later rules that the area does not.
SPECIAL POLICIES: Professional people have increasingly been subject to third-party claims alleging bodily injury or property damage arising from the rendering of professional service. Such claims are based on malpractice, error, or mistake in the performance of professional duties. The several types of protection against these claims and are variously called professional liability insurance, errors and omissions insurance or malpractice insurance.

Remediation Contractors
Remediation contractors may have environmental and professional liability exposures due to operations involving hazardous substances, petroleum, non-hazardous substances and solid waste, and, if not indemnified by the government, may have environmental exposures resulting from the pre-existing, known or unknown, contamination which their services are meant to address.  GST can provide the following Coverages: Contractors pollution liability, Consultants professional liability, Lead-based paint and asbestos liability, Owner controlled / contractor controlled wrap-up programs, Cleanup cost cap policy, Closure and post closure coverage.

Treatment Facilities
Landfills, recyclers, treatment facilities, transfer stations, water and wastewater treatment plants and municipalities. Such facilities have exposures resulting from current and past treatment and disposal of hazardous substances, hazardous and solid waste and petroleum. GST can provide the following Services: Environmental insurance brokerage, Risk analysis and quantification, and Review of existing coverages; and provide the following Coverages: Pollution Liability coverage — Designed to address the environmental exposures of fixed locations. Coverage applies specifically to locations identified under the policy. Insurers under the policy can include site owners, tenants, lenders or any other parties with insurable interests in the covered location. Premises Pollution Policies typically include — Third-party bodily injury and property damage, Environmental clean-up costs and Legal defense expense coverages and may include Business interruption and cost of delayed construction, Collateral value loss reimbursement, Clean-up cost cap.

Transporters
GST can provide unique insurance and loss control solutions to the trucking industry –  transporters of hazardous or non-hazardous materials and/or waste, bulk tank commodities and industrial commodities.

Underground Storage Tanks
UNDERGROUND STORAGE TANK LIABILITY -- UST: The U.S. Environmental Protection Agency (EPA), has made virtually any property owner or business operator that has an underground storage tank containing a petroleum product on their premises, legally required to show proof of financial responsibility should the contents of that underground storage tank cause any bodily injury or property damage, including corrective action costs, to a third party. These underground storage tanks include those designed for heating fuels as well as those fueling the insured's vehicles. Any entity with fuel tanks on premises should seriously consider this coverage.

Risk Management
In the past, protecting a company's assets against property and liability loss was a minor part of an organization's overall business strategy. Insurance was the traditional form of protection. A company employee handled the insurance, sometimes on a part-time basis. But the rising cost of insurance, changing economic conditions, new technologies, larger risks and a changing legal environment caused more companies to make a priority of managing risk. Insurance is now commonly viewed as being one of a variety of methods for controlling a company's vulnerability to loss. Currently, the risk management function has expanded in the corporate world. As stated earlier, insurance was the primary tool for handling risk, with risk being transferred through the payment of an insurance premium. Self-insurance, excess coverage, and captive arrangements are just a few of the tools that a corporation can use in its risk management program.